Poodle Pet Insurance

Buying Poodle Insurance

Poodle pet insurance is growing in popularity.  Due to the increasing costs of purchasing and maintaining show poodles, poodle insurance is making more and more financial sense.

Before you buy any poodle pet insurance it is important that you examine several plans and options first.  Pet insurance is a big investment.  If you are going to pay $50 a month, 12 months a year, for the next 10 years, you had better make sure you are getting your money's worth.

Poodle are prone to several severe health conditions.  These include diseases like Addison's disease, gastric dilatation volvulus (GDV), hyper thyroidism, hypothyroidism, epilepsy, and sebaceous adenitis to name a few.

With just the cost of a GDV surgery running several thousands of dollars, poodle pet insurance may well be worth paying the monthly expenses for.

But remember that pet insurance companies make their money on the fact that most poodles are generally healthy and rarely have any problems.

So the decision on whether to get poodle pet insurance comes down to you.  The best way to go is to have your own pet emergency fund, which is much better than pet insurance.

In fact most pet insurance companies acknowledge the fact that having a pet savings plan is the better way to go.

Sadly most people don't do this because the don't have the resolve to regularly contribute to a pet savings plan.

So, if you do opt for poodle pet insurance make sure you know exactly what you are paying for, and if you don't understand make sure the insurance agent helps you to understand.

After all, with all the options, like wellness care, routine care, emergency care, waiting periods, etc, it can be confusing.

Waiting periods were put into place to protect pet insurance companies from having to pay for dogs that are already sick.  After all, many people don't consider pet insurance until they have a sick dog and are facing large veterinary bills.

Waiting periods can work against you because if your poodle puppy had diarrhea during the waiting period for your new policy, it would be classified as a pre-existing condition and likely not covered.  

In fact in your poodle had diarrhea again in the next 6 months it is likely still not covered by pet insurance because they could label it as a pre-existing condition.

So when you go shopping for insurance for your poodle keep all these issues in the back of your mind.  It is your money so spend it wisely.

Remember, poodle pet insurance should provide a good value for the money, not simply just give you piece of mind.